If you are under 80 and currently
have private health insurance with another insurer, we can often give you the
same personal underwriting terms as you currently have. These switch terms are
sometimes referred to as Continued Personal Medical Exclusions (CPME).
If we offer you cover on this
basis, it means that any special terms or exclusions that apply with your
current insurer will continue to apply on your new plan with us. If cover on
your current plan is subject to a moratorium clause on pre-existing conditions,
then we’ll apply our own moratorium rules but backdated to the start of your
cover with your current insurer.
Depending on the number of years
for which you have been covered and the number of claims you’ve made, you could
get up to our maximum 65% no-claims discount on a Personal Healthcare Policy.
Our Vision is to offer the best products and services to our customers. To always exceed customer expectations resulting in customer delight. Our mission is to provide highest possible quality at the right price.
